If there is one thing the past year has taught us, it is that life can be uncertain. The world is evolving and changing at a rapid pace, exacerbated no doubt by new challenges and transitions such as climate change and digitisation.

The Covid-19 pandemic has surely accelerated this new paradigm shift, prioritising the need for businesses to rethink how they operate in the new normal. Compounding this impact is the transition towards a digital economy as well as the global focus on trade and investment in Southeast Asia.

Navigating this new landscape and building resilience to current and future challenges is no easy task. However, it is made easier with the help of partners as well as trusted advisers. In the realm of finance, HSBC Bank Malaysia Bhd has taken on this role impeccably by offering innovative solutions for Malaysian corporates to overcome these new barriers.

To ensure that its customers are always ahead of the curve, HSBC offers several services that will assist in optimising their banking journey. These include the latest digital innovations such as customised solutions for real-time payment and collection.

Furthermore, it has one of the largest cash management teams among the international banks, with trilingual account and client service managers located locally and abroad to ensure that clients obtain a seamless and smooth banking experience.

The bank also offers sustainable financing, with dedicated access to sustainable financing solutions, key trends and insights, along with end-to-end support and guidance.

HSBC's customers can also obtain dedicated service from designated corporate bankers, sector specialists and HSBC senior banking executives. The expertise provided will not be limited to consultation in areas such as debt financing, debt capital markets, equity capital markets, private equity, M&A opportunities, and regulations but will also include access to global market briefs to identify foreign exchange risk.

This along with HSBC's renowned global support with trading partners and markets in addition to personalised support and guidance not only enhances HSBC's standing as a trusted financial partner but also makes it the leading bank of choice for customers to realise their financial and growth ambitions.

Recognising that corporates are the primary drivers of the nation's economic recovery, HSBC has introduced several new financial solutions to help Malaysian businesses realise their growth aspirations, locally and globally.

Backed by over 130 years of experience in banking, its holistic propositions and global reach as well as senior banking professionals and specialists, multi-award-winner HSBC is undoubtedly the ideal trusted financial partner to support these growth ambitions.

Its two new financial solutions which offer tailored solutions and expertise are Beyond Banking and the Mid-Market Accelerator Programme. Beyond Banking, which is available to HSBC's entire commercial banking customer base, provides customers with innovative digital solutions, including sustainable financing such as green loans and green trade financing, international business growth partnership, access to dedicated support from sector specialists and support in supply chain resilience.

The Mid-Market Accelerator Programme, on the other hand, is focused primarily on the fast-growing middle market enterprises (MME) segment. Recognising the opportunities within the segment, HSBC is committed to helping the country's MMEs take the next steps to becoming large corporates.

To ensure its customers receive the attention and support they need to expedite their growth journey, the bank aims to go beyond traditional banking. HSBC will not just provide customers with access to a full suite of bespoke financing solutions but also sector-specific dedicated service supported by sector specialists.

Additionally, customers can leverage HSBC's global network, as well as the bank's experience and understanding of macro trends. This will not only help businesses overcome the impact of digitisation as well as an ever-evolving business landscape, but will also equip them with the necessary financial tools and services to shift to a more sustainable and resilient model, which will further fuel their growth ambitions.