Friday 29 Mar 2024
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KUALA LUMPUR (May 13): Policyholders with medical and health insurance are now entitled to be reimbursed up to RM300 if they are required to undergo screening for Covid-19 before an emergency or semi-emergency surgery.

The RM300 can be claimed from the RM8 Million COVID-19 Test Fund (CTF) that was established by The Life Insurance Association of Malaysia (LIAM), Persatuan Insurans Am Malaysia (PIAM) and the Malaysian Takaful Association (MTA).

In a joint statement, the associations said the reimbursement will apply to emergency and semi-emergency surgeries conducted from March 27, 2020 to June 30, 2020 or earlier, if the fund is fully utilised.

The reimbursement follows the associations' decision to broaden the eligibility criteria for the fund to include the requirement for a Covid-19 test before hospital admission for emergency and semi-emergency surgeries.

The term emergency refers to a situation where a patient requires immediate and life-saving intervention, whereas the term semi-emergency refers to a high-risk patient whose condition could easily deteriorate or who has symptoms of a condition requiring time-sensitive treatment.

“The new eligibility will also provide peace of mind for policyholders to undergo any emergency or semi-emergency procedures at the hospitals. The industry is also very happy to announce that many hospitals have now agreed to fix the cost of the Covid-19 test to RM300 per test for emergency hospital admissions. This is a big relief to patients,” said LIAM president Loh Guat Lan.

PIAM chairman Antony Lee said for doctors and health workers at the hospitals who are on the front lines of this battle against the virus, every effort must be taken to protect and safeguard them. The broadening of the fund's eligibility by the insurance industry is a small contribution to that effort, he added. 

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